HSC Finance, Banking, and Bima 2nd Paper 13th Chapter Note Fire Insurance

HSC Finance, Banking, and Bima 2nd Paper 13th Chapter Note Fire Insurance. Fire insurance is property insurance covering damage and losses caused by fire. The purchase of fire insurance in addition to homeowner’s or property insurance helps to cover the cost of replacement, repair, or reconstruction of property, above the limit set by the property insurance policy. Fire insurance contract is defined as “an agreement, whereby one party in return for a consideration undertakes to indemnify the other party against financial loss which the latter may sustain by reason of certainly defined subject-matter being damaged or destroyed by fire or other defined perils up to an agreed amount”.

HSC Finance, Banking, and Bima 2nd Paper 13th Chapter Note Fire Insurance

HSC Finance, Banking, and Bima 2nd Paper 13th Chapter Note Fire Insurance

HSC Finance, Banking, and Bima 2nd Paper 13th Chapter Note Fire Insurance

HSC Finance, Banking, and Bima 2nd Paper 13th Chapter Note Fire Insurance

Traditional Fire Insurance Policy Covers the Fire and/or Lightning risks only. The policy premium is charged in accordance with Tariff rate prescribed by Central Rating Committee (CRC). However; the Fire Policy can be extended to cover some allied perils such as Riot and Strike Damage, Malicious Damage, Flood & Cyclone and Commercial Explosion. 

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HSC Finance, Banking, and Bima 2nd Paper 13th Chapter Note Fire Insurance

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