HSC Finance Banking Bima 1st Paper Suggestion and Question Patterns 2019-5

HSC Finance Banking Bima 1st Paper Suggestion and Question Patterns 2019-5. Finance is the practice of funds management or the allocation of assets and liabilities over time under conditions of certainty and uncertainty. A key point in finance is the time value of money, which states that a unit of currency today is worth more than the same unit of currency tomorrow. Finance aims to price assets based on their risk level and expected the rate of return. Finance can be broken into three different sub categories: public finance, corporate finance, and personal finance.

HSC Finance Banking Bima 1st Paper Suggestion and Question Patterns 2019-5

HSC Finance Banking Bima 1st Paper Suggestion and Question Patterns 2019-5

Model Question No. 5

HSC Finance Banking Bima 1st Paper Suggestion and Question Patterns 2019-5

HSC Finance Banking Bima 1st Paper Suggestion and Question Patterns 2019-5

A bank is a financial institution and a financial intermediary that accepts deposits and channels those deposits into lending activities, either directly by loaning or indirectly through capital markets. A bank links together customers that have capital deficits and customers with capital surpluses.

Due to their influential status within the financial system and upon national economies, banks are highly regulated in most countries. Most nations have institutionalized a system known as fractional reserve banking, in which banks hold only a small reserve of the funds deposited and lend out the rest for profit. They are generally subject to minimum capital requirements based on an international set of capital standards, known as the Basel Accords.

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HSC Finance Banking Bima 1st Paper Suggestion and Question Patterns 2019-5