hsc Finance

HSC Finance, Banking, and Bima 2nd Paper 1st Chapter Note Preliminary Concept of Banking System

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HSC Finance, Banking, and Bima 2nd Paper 1st Chapter Note Preliminary Concept of Banking System. The structural network of institutions that offer financial services within a county. The members of the banking system and the functions they typically perform include: (1) commercial banks that take deposits and make loans, (2) investment banks which specialize in capital market … Read more

Last Updated: March 22, 2026 at 8:30 pm

HSC Finance, Banking, and Bima 1st Paper 9th Chapter Note Risk and Return

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HSC Finance, Banking, and Bima 1st Paper 9th Chapter Note Risk and Return. Investors purchase financial assets such as shares of stock because they desire to increase their wealth, i.e., earn a positive rate of return on their investments. The future, however, is uncertain; investors do not know what rate of return their investments will realize. In … Read more

Last Updated: March 22, 2026 at 8:30 pm

HSC Finance, Banking, and Bima 1st Paper 8th Chapter Note Capital Budgeting and Investment

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HSC Finance, Banking, and Bima 1st Paper 8th Chapter Note Capital Budgeting and Investment. Capital budgeting, or investment appraisal, is the planning process used to determine whether an organization’s long-term investments such as new machinery, replacement machinery, new plants, new products, etc. are worth the funding of cash through the firm’s capitalization structure (debt, equity or … Read more

Last Updated: March 22, 2026 at 8:30 pm

HSC Finance, Banking, and Bima 1st Paper 7th Chapter Note Cost of Capital

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HSC Finance, Banking, and Bima 1st Paper 7th Chapter Note Cost of Capital. Cost of capital is the required return necessary to make a capital budgeting project, such as building a new factory, worthwhile. Cost of capital includes the cost of debt and the cost of equity. Another way to describe the cost of capital is … Read more

Last Updated: March 22, 2026 at 8:30 pm

HSC Finance, Banking, and Bima 1st Paper 6th Chapter Note Long-term Investment

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HSC Finance, Banking, and Bima 1st Paper 6th Chapter Note Long-term Investment. A long-term investment is an account on the asset side of a company’s balance sheet that represents the company’s investments, including stocks, bonds, real estate, and cash, that it intends to hold for more than a year. The long-term investment account differs largely from … Read more

Last Updated: March 22, 2026 at 8:30 pm

HSC Finance, Banking, and Bima 1st Paper 5th Chapter Note Short-term and Mid-term Investment

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HSC Finance, Banking, and Bima 1st Paper 5th Chapter Note Short-term and Mid-term Investment. Medium term is an asset holding period or investment horizon that is intermediate in nature. The exact period of time that is considered medium term depends on the investor’s personal preferences, as well as on the asset class under consideration. In the fixed-income … Read more

Last Updated: March 22, 2026 at 8:30 pm

HSC Finance, Banking, and Bima 1st Paper 4th Chapter Note Financial Statement Analysis

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HSC Finance, Banking, and Bima 1st Paper 4th Chapter Note Financial Statement Analysis. Financial statement analysis (or financial analysis) is the process of reviewing and analyzing a company’s financial statements to make better economic decisions. These statements include the income statement, balance sheet, statement of cash flows, and a statement of changes in equity. Financial statement analysis is … Read more

Last Updated: March 22, 2026 at 8:30 pm

HSC Finance, Banking, and Bima 1st Paper 3rd Chapter Note Time Value of Money

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HSC Finance, Banking, and Bima 1st Paper 3rd Chapter Note Time Value of Money. Time value of money is the concept that the value of a dollar to be received in the future is less than the value of a dollar on hand today. One reason is that money received today can be invested thus generating … Read more

Last Updated: March 22, 2026 at 8:30 pm

HSC Finance, Banking, and Bima 1st Paper 2nd Chapter Note Legal Aspect of Financial

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HSC Finance, Banking, and Bima 1st Paper 2nd Chapter Note Legal Aspect of Financial. This module provides an understanding of the essential elements of company law, with special attention to corporate finance issues. It complements the finance module, Corporate Finance, together giving the student a comprehensive and coherent appreciation of the financial and legal aspects of … Read more

Last Updated: March 22, 2026 at 8:30 pm